There are two parts to your auto insurance: Collision and Comprehensive. Collision is when you hit something and you are generally at fault. Comprehensive is when something happens to you and is not your fault; such as vandalism or a rock on the freeway hitting your windshield. Auto glass damage is covered under the comprehensive part of your insurance. Because it was not your fault, auto glass damage does not generally effect your premium if you put in a claim.
Many insurance companies will waive your comprehensive deductible for a windshield repair claim (rock chip). We are approved to bill all major insurance companies directly. This means that depending on the insurance company and the type of damage, you may be able to get the windshield repaired at no cost to you- FREE! Why do insurance companies waive the deductible on repairs? Because it saves them hundred of thousands of dollars every day in needless windshield replacements. So it’s a true win/win for the insurance company and you. For windshield replacements, the deductible is not waived by the insurance companies.
Precision Auto Glass has a trained insurance specialist to help you set up the claim. Simply have your insurance card in hand and call the office at 801-520-3131. Our insurance specialist will ask a few questions to help determine your needs. Once your needs are realized, our insurance specialist will contact your insurance company with you on a 3-way call and confirm the information needed to complete the auto glass replacement or repair.
Precision Auto Glass will contact your insurance agent or company, if necessary, on your behalf. We will complete all of the paperwork for you and bill your insurance company for your convenience. We are recommended and preferred by all the major insurance companies.